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Payza (formerly known as AlertPay) is currently one of the largest web based online payment services over the Internet. It provides the possibility to make payments and get paid online. Just like all the other similar online payment processors like PayPal, Skrill, The service is almost instant, very easy to use and safe. Creating an account is simple and implies completing a small form. It is free of charge. Practically, new registrants require an email account to use for user names and access to their control panels.

Types of Payza accounts

An introduction to AlertPay is essential for new registrants. Payza (Aka AlertPay) gives new users access to three different types of accounts. The Personal Starter account is the basic one. It is normally recommended to average individuals. There are no fees associated with the transactions, not to mention about taxes. Users can transfer or receive money from any other account. On the other hand, the Personal Pro account is mostly indicated to small web based businesses. It does bring in a few different services that average users do not have access to, such as the possibility to make mass payments. This account comes with some small fees for each operation. Finally, the Business account is similar, only it is more advanced.

AlertPay acquisition by Payza

Payza is the largest global platform for online payments. It is specialized in electronic commerce, business disbursements or remittances for people all across the world. The provider offers each of its customers an electronic wallet, which can be customized in the smallest details. Users may opt for checks, prepaid cards, bank transfers and many other transactions. It has close to ten million members spread all across the world. It activates in almost two hundred countries and supports more than twenty different currencies.

In 2012, AlertPay has been acquired by a UK based MH Pillars Ltd and renamed to Payza. The AlertPay transition to Payza has not affected current users because all their information has been transferred under the new name. On the other hand, new users were restricted from signing up for a few weeks. At the same time, the change did, indeed, affect a lot of users as well. Many of them left the powerful platform when they found out about the change, only because they were unsure about the outcome. However, the new AlertPay was proven to be better than before. Just like it was expected, most renegades have decided to return when things settled down.

Aside from maintaining the same quality service, Payza has also brought in a series of new features. However, according to most statistics, it seems that plenty of users have returned for the prepaid debit card, which was one of the most successful services of AlertPay.

What makes Payza so popular?

Payza has drawn a lot of positive attention due to its features, especially for business merchants. It is imperative to figure out why Payza is really good in order to determine if this is the right platform for you. Practically, the two business accounts ensure a safe and easy payment over the Internet. Coming up with a payment asks for completing a basic form. Moreover, implementing the form into your website is piece of cake too. The code is given by the provider and must be pasted into your website code. As if all these were not enough, you may choose between onetime payments and constant payments. The transactions are conducted through the official website, so there is no room for frauds.

Payza online Payment processing method:

Payza accepts major debit/credit cards too, but all the transactions are performed from one account to another. Online buyers often feel anxious about sharing their credit card information over the Internet. Therefore, they will find this possibility to be very safe and secure. When they spot a world renowned brand on your website, they know that they are entirely protected against frauds, so they will gain more confidence.With close to two hundred countries covered, Payza is a primary solution for people from all over the world. The interesting part is that in many countries, it represents the one and only solution. Therefore, there are no other options to make a payment online. Unless you own one of the two business accounts, the basic account is completely free, so you will not be charged a single coin for your transactions.

Payza Withdrawal

Finally, withdrawing money from Payza is fairly simple as well. Basically, there are no actual reasons to make money over the Internet if you cannot use them in real life. Therefore, you gain access to more possibilities. For example, you may opt for a bank transfer, which barely takes a couple of days. Some people may request checks too, not to mention about withdrawing money directly on your credit card. Uploading funds is possible in almost fifty countries too, so you may not always require a credit card or a bank account to make a payment over the Internet.

Payza versus PayPal

There are no doubts that PayPal is older than Payza and maybe it has more users as well. But on a different note, PayPal has been a front runner for way too long. Just like for any other industry, people are looking for alternatives, only because they often bring in better offers. From this point of view, Payza plans make no exception. Its payment options are a lot more diversified, so both average users and regular businesses find it to be more convenient in the long run. Payza vs PayPal will most likely become the main concern in the online payment industry.

As for the verification process, Payza may seem more complicated. The verification procedure takes more time and asks for smaller details. It seems daunting, but it is doable. Besides, this is what it takes to prevent fraudulent transactions. With this thought in mind, PayPal has a negative history regarding blocked accounts for specific suspicions and problems. Therefore, you might spend more time verifying yourself, but at least you get to skip further potential issues.

Finally, the financial side is yet another important criteria for users. Payza has three types of accounts and the basic one has no fees at all. The basic PayPal account has a specific fee for each transaction. It is usually paid by the receiver. Whether you work online or you gather donations, you clearly do not want some of the respective money to go to the provider. PayPal taxes vary from one plan to another, but they usually float around 5%. Since Payza provides free possibilities, it obviously represents a top notch alternative. However, it is worth noting that the two Payza business packages ask for small fees too.

Understanding the Payza prepaid card

The Payza prepaid card is practically an updated form of the AlertPay prepaid card, which has been severely improved since the UK based company has taken over AlertPay. The feature has been initially given to a limited number of AlertPay members for some tests. It was proven to have an exquisite success, so it was immediately implemented for all users. In order to benefit from this card, interested users must apply for it. It has multiple advantages over traditional credit cards, especially since the provider takes no actual risks with it. For example, you can load the respective card with funds straight from your electronic wallet. There are no fees either. Most cards come up with monthly or yearly taxes, but this one does not. Even the activation is perfectly free.The interest charges are small and affordable too, while the exchange rates are fairly set, without any hidden taxes at all.

Payza prepaid card in Sri Lanka 

The uses for Payza prepaid card may vary slightly from one country to another. Citizens of the United States of America get all the benefits, while other countries may come up with small limitations. However, they are usually irrelevant. From this point of view, it is worth knowing that you can use this credit card in any part of the world where Visa is accepted. You can visit a different continent, pay in a restaurant, over the Internet or in a hotel. Another good news is the fact that Visa cards are accepted almost everywhere in the world.

The possibility to reload funds over the Internet is yet another attractive benefit. When you feel like running low and needing more money for particular expenses, all you have to do is get online, log into your account and transfer some more funds from your electronic wallet. You do not have to search for specific places to load funds. Instead, you just need an Internet connection. Payza also runs a mobile version for its website in order to provide even more convenience.

Finally, you do not have to worry about owing money because this is the main purpose of a prepaid card. You spend what you have. Even if you reload the card online, you cannot reload it with more than what you have in the electronic wallet. If you know that you are the type who cannot keep a shopping session under control, this is the right card for you. This way, you will never exaggerate with impulsive shopping sessions that you can barely repay later.

Seylan bank partners for Payza

Payza Sri Lanka is collaborating with multiple banks across the world, including the local banks of Sri Lanka as well. Since the Payza payment methods are much diversified, it is very important to decide how to make payments or get paid. Wire transfers do not take the actual bank into consideration. Therefore, it makes no difference what bank you use, since all of them can take money. However, there are some fees associated with bank transfers. This is why most people are trying to use credit cards instead.

In this case,  Seylan Bank Plc has proudly announced starting a new collaboration with Payza in 2012,  with the one and only purpose to ease the financial transfers between Sri Lankan natives and diaspora. Therefore, Seylan bank partners for Payza in Sri Lanka include all of its offices. The agreement has been signed in the summer of 2012.

Payza prepaid card fees

There are absolutely no fees associated with the Payza prepaid card Sri Lanka. The reasons are very easy to understand. When you use a different credit card or a shopping card, you end up owing money. You have to repay later, so you are very likely to be charged with an interest rate as well. In this case, the provider is obviously taking some risks. However, the Payza prepaid card does not allow you to spend money that you do not have. You can spend what you load upfront. The good news is that you can always reload the card from your online account, as long as you have an Internet connection.Aside from missing yearly or monthly Payza prepaid card fees, there are no fees involved for activating the credit card either.

How to obtain a Payza debit card

More and more people opt for the Payza credit card for a few different reasons. First of all, it is very attractive to combine your credit card with your online account and transfer funds from one to another. Second, there are no monthly or yearly fees associated with them, not to mention about starting the account. However, in order to obtain the credit card, you need to apply over the Internet.

When not sure how to get Payza debit card, keep in mind that there are a few forms to complete and they are very intuitive. The official Payza website allows you to sign up by selecting your location and completing your private information. You have the opportunity to choose between personal and business debit cards. Their benefits are described on the form. The main difference is the impossibility to sell online, send invoices or manage a business with a personal account. There are three steps to follow and the last one is the verification.It usually takes a few days for your documents to be verified and up to a couple of weeks to receive the credit card. The duration depends on multiple factors, such as the number of weekends, national holidays or your location. You will get the debit card at home or at the local post office. You can use it from day one.

Fortunately, there are several tutorials available on the official website too, hope it’s helps !If you have any question about Payza or opening payza account from Sri Lanka, India or any country, please let me know in the comments .

If you enjoyed this post, I’d be very grateful if you’d help it spread by emailing  it to a friend, or sharing it on Twitter or Facebook. Thank you! 

  • Reply
    Author
    MuRaLy

    So the Alertpay Credit Card could be used to withdraw money..May be that’s why they have blocked the withdrawals via other credit cards and promoting their own ones I guess…
    They have the withdrawal problem for the past several weeks and still not yet rectified…

    • Reply
      Author
      Sharanyan

      Correct! but Alertpay now stopped issuing debitcards to few Asian countries.

  • Reply
    Author
    Nissan0403

    hi im srilanka im making some money for alert pay but ihave no cridetcard please help me how to  withdraw money?

    • Reply
      Author
      Spinner

      Use bankwire method to withdraw funds..First enter your bank detailsat Alertpay then request for the payment..You will receive your fundto your bank A/C in 7 working days..If I’m not mistaken you will becharged $25 for this transaction..($20 by Alertpay & $5 by the bankintermediary..)Hope I answered your question Nissan..

    • Reply
      Author
      Atul

      use exchanger!!!!!!!!!!!!!

  • Reply
    Author
    Gamagethanu3

    but how can i request a Alertpay Prepaid Card ???

  • Reply
    Author
    Pratheep Ajith

    Those who wan to earn dollars through online without any investment can contact me.

    Pratheep.onlineearnings@gmail.com

    or please click the below link:

    http://pratheep-legitptcsites.blogspot.com/2011/11/legit-ptc-sites.html

  • Reply
    Author
    MN Perera

    Alertpay now changed payza 🙂

  • Reply
    Author
    lasantha

    how i get a card?

    • Reply
      Author
      Sharanyan Sharma

      Hi Lasantha,
      Just updated my post, please check now and let me know if you still have any question?

  • Reply
    Author
    lasantha

    please mail to ama.dilruklasantha@yahoo.com for how i get it?

  • Reply
    Author
    The Best Life Quotes

    Hi, please help me undestand the exact process you went through to get Alertpay Credit card through the post. I have tried the same for a couple of times without succeeding.

    • Reply
      Author
      Sharanyan Sharma

      Hi,
      Just updated my post, Hope this help 🙂

  • Reply
    Author
    Namal perera

    Hey,
    i already received my payza prepaid card. but i don’t know where to earn money. this is one of the best post about payza prepaid card.

  • Reply
    Author
    Cheryle

    Thanks for this excellent tips about getting payza card.

  • Reply
    Author
    Balasubramanaiam premnath

    How to get payza prepaid card from srilanka?I used debit card for withdrawal this much days but now payza temporarly stopped credit card service it seems.So now how to do payza withdrawal.Can u guide me please….

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